Better credit plus was established to offer a wide variety of credit repair programs that potential clients can choose from. The plan options offer flexible price ranges. In addition to its multiple plan options, the credit repair company provides clients with easy access to dedicated paralegal team and customer support. Better Credit plus earns the business and trust of the people because it has proven results. We have a proven track record of generating results in as little as 30 days, our approach is aggressive with the quickest credit strategy to bring your credit score back up.
★ Late payments
★ Negative Accounts
★ Tax liens
And many more
Our mission is to provide educational tools and resources that will assist our members in achieving financial freedom and knowledge to not only repair their credit but maintain it. Our members will learn principles of budgeting, saving, and investing with our DIY methods.
You will learn how to maintain and keep your score in the 700 and above ranges. We will also share some secrets that will help you live financially better without fear.
We import your credit report after you signed up and review your credit report with you, we spot negative items that are inaccurate, outdated, and questionable information. we plan along with you to improve your credit and educate you on the process.
We work with the three-credit bureau to delete all inaccurate report and negative items that impacts your score.
We get done in six months max what can take other credit repair companies up to three years!
We not only raise your credit score, we also structure it for you to be able to qualify for home, auto, business, and other loans you might be considering.
We have the best cracking code strategy in the credit repair business
To qualify for the best rates and terms on a home mortgage, you will need at least a 680 or higher. Many lenders give their best rates to those with a 740 or better. For credit cards and car loans, you should probably qualify for the best rates with anything over a 640, though some lenders make special offers for those with over a 700 score. Anything below 620 will put you in the “sub-prime” category for home mortgages (meaning you will pay higher fees and get a higher rate). If you have less than a 600 score, you probably will not get approved for most unsecured credit cards. Your goal should be a 770 score. We have yet to see a lender who would not give their best rates and terms to a person with that score.
You have the right to remove every inaccurate, false, double entry item on your credit report and any items that fall under the guidelines of the Fair Credit Reporting Act, including bankruptcies, foreclosures, late payments, collections, etc. Another right you have as a consumer under the FCRA is to block your report if you feel you may be a victim of identity theft. You have the right to place a security freeze to stop the bureaus from releasing your personal information. You can also remove the freeze when you see fit.
We have track records of almost 95% of our clients sees their credit score increase in as little as 30-45days. There are shortcut methods to speed up the process if you need to improve your credit in a hurry, as when trying to qualify for a mortgage. You can call us for details on this.
Unfortunately, the credit reporting system just doesn’t work that way. When you pay your debt, the negative credit listing doesn’t disappear. There is little difference between a paid negative item on your credit report, or an unpaid one. If you can afford to pay off your debts, we would always advise you to agree and to a condition that such account be removed when making the neccessary payment with the lender.